Should You Buy or Rent? Renters Insurance is Just One Consideration

As American as apple pie, many American’s dream of owning their own home.  We all want a plot of land to call our own, and the upsides of home ownership are numerous. However, is owning a home the best choice for everyone?  Not necessarily. Owning a home can sometimes be a solid investment and home […]

Ten Ways to Save Money on Gas

Check out these ten easy ways to save money on gas. After all, we all want a little more jingle in our pocket. Keep your tires inflated to the recommended pressure. Not only will this save you money on fuel, it will also help your tires last longer and improve your vehicle’s performance on wet […]

How To Save Money When Buying Your Next New Car

Purchasing a vehicle can be a particularly daunting task, especially if it is your first time purchasing a car. There are the obvious choices like what make and model you choose, or what color and options you opt for.  However, there are other things to consider that can help you save money in the long […]

Tips For Baby-Proofing Your Home

Baby-proofing your home is no small task. Just about anywhere the little guys can go, there are numerous places throughout your house that leave your toddler or someone else’s child at risk. The thing about babies is that you can never underestimate them, and the moment you do—they usually surprise you! These guys are curious, […]

North Carolina Winter Driving Tips

Getting ready for winter driving requires a little more than just checking your anti-freeze.  Here are some North Carolina winter driving tips to keep you safe. Keep cold-weather supplies in your trunk.  At minimum, these should include a properly inflated spare tire, a blanket or two, a bag of salt, snow boots, a flashlight with […]

NC Flood Insurance – Do I need it?

Would you believe property damage from floods exceeds over $1 billion each year right here in the United States? Did you know your NC homeowners insurance policy does not cover flood damage? Don’t wait until it’s too late.  It only takes a few inches of water to cause thousands of dollars in damage to your […]

The Ins and Outs of NC Motorcycle Insurance

Just like car insurance, it is mandatory in North Carolina to have at least liability coverage for your motorcycle or moped. Since liability coverage only takes care of the other parties when you are at-fault, you might want to consider other optional coverage to protect yourself. These options are medical payments, collision insurance, comprehensive insurance and uninsured/underinsured motorist coverage.

What is an Independent Insurance Agent?

An independent insurance agent, is a licensed insurance professional who typically sells a wide variety of insurance to consumers. This can include auto insurance, homeowners insurance, life insurance, health insurance, property insurance, business insurance and more. Due to the licensing requirements and the types of credentials that one must carry to be an independent insurance agent in North Carolina, these individuals are highly trained both in the way the insurance industry works and in the realm of North Carolina insurance law.

5 Reasons Why You Need Renter’s Insurance

5 Reasons Why You Need a Renters Insurance Policy The story is all too common.  A renter returns home from a long day’s work only to find out a kitchen fire that started in an adjoining apartment quickly spread and charred their belongings.  Even the ones that survived have so much smoke damage they aren’t […]

What is Comprehensive Insurance and Why do I need it?

What is automobile comprehensive coverage and why do I need it? Storms, natural disasters, vandalism and theft all pose a risk to vehicles. The damage that results from these events is often expensive, which is a good argument as to why you should carry comprehensive insurance coverage. What is Comprehensive Insurance? While collision coverage pays […]